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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,682 | $183,627+27.3% | $155,602+50.2% | $145,978+60.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.73% | 61.32%-52.6pp | 64.81%-56.1pp | 550.52%-541.8pp |
| Employer contribution / active EE | $3,723 | $5,316-30.0% | $4,675-20.4% | $4,662-20.1% |
| Participant deferral / active EE | $8,251 | $6,466+27.6% | $5,629+46.6% | $6,690+23.3% |
| Admin fee / account holder | $12,027 | $19,327-37.8% | $15,923-24.5% | $13,400-10.2% |