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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,767 | $168,635-39.1% | $147,617-30.4% | $125,389-18.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -6.12% | 77.65%-83.8pp | 61.98%-68.1pp | 282.24%-288.4pp |
| Employer contribution / active EE | $4,282 | $6,252-31.5% | $5,564-23.1% | $4,866-12.0% |
| Participant deferral / active EE | $5,694 | $5,507+3.4% | $4,895+16.3% | $5,352+6.4% |
| Admin fee / account holder | $1,067 | $13,580-92.1% | $11,612-90.8% | $9,541-88.8% |