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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,767 | $185,312+0.8% | $161,489+15.7% | $154,746+20.7% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 16.80% | 103.84%-87.0pp | 89.72%-72.9pp | 172.34%-155.5pp |
| Employer contribution / active EE | $11,211 | $4,769+135.1% | $4,268+162.7% | $4,379+156.0% |
| Participant deferral / active EE | $11,131 | $6,350+75.3% | $5,630+97.7% | $6,730+65.4% |
| Admin fee / account holder | $2,514 | $18,654-86.5% | $16,006-84.3% | $14,365-82.5% |