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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,166 | $183,592-37.3% | $155,574-26.0% | $145,877-21.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.10% | 61.37%-47.3pp | 64.87%-50.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $12,580 | $5,317+136.6% | $4,676+169.1% | $4,663+169.8% |
| Participant deferral / active EE | $10,341 | $6,466+59.9% | $5,629+83.7% | $6,691+54.6% |
| Admin fee / account holder | $1,230 | $19,316-93.6% | $15,914-92.3% | $13,402-90.8% |