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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,360 | $175,259-40.5% | $149,723-30.3% | $139,487-25.2% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 16.51% | 166.82%-150.3pp | 134.50%-118.0pp | 373.84%-357.3pp |
| Employer contribution / active EE | $6,752 | $5,478+23.3% | $4,821+40.0% | $4,755+42.0% |
| Participant deferral / active EE | $5,866 | $6,522-10.0% | $5,682+3.2% | $6,713-12.6% |
| Admin fee / account holder | $5,379 | $16,158-66.7% | $13,215-59.3% | $11,407-52.8% |