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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,599 | $29,733-81.2% | $56,025-90.0% | $80,959-93.1% |
| Participation rate | 50.8% | 41.7%+9.0pp | 52.5%-1.7pp | 67.7%-16.9pp |
| Annual return | 11.85% | 35.28%-23.4pp | 1712.69%-1700.8pp | 35.67%-23.8pp |
| Employer contribution / active EE | $712 | $672+5.9% | $1,042-31.7% | $2,757-74.2% |
| Participant deferral / active EE | $289 | $1,229-76.5% | $1,955-85.2% | $4,300-93.3% |
| Admin fee / account holder | $3 | $2,434-99.9% | $2,828-99.9% | $6,925-100.0% |