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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,031 | $95,188-57.9% | $76,518-47.7% | $135,380-70.4% |
| Participation rate | 62.5% | 74.4%-11.9pp | 68.0%-5.5pp | 82.6%-20.1pp |
| Annual return | -6.15% | 4.85%-11.0pp | -0.27%-5.9pp | 519.81%-526.0pp |
| Employer contribution / active EE | $1,100 | $3,303-66.7% | $2,647-58.5% | $4,779-77.0% |
| Participant deferral / active EE | $1,927 | $4,640-58.5% | $3,836-49.8% | $5,609-65.7% |
| Admin fee / account holder | $3,472 | $6,249-44.4% | $4,849-28.4% | $10,828-67.9% |