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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,666 | $101,063-58.8% | $81,473-48.9% | $147,586-71.8% |
| Participation rate | 60.0% | 74.5%-14.5pp | 68.0%-8.0pp | 82.8%-22.8pp |
| Annual return | 21.08% | 32.41%-11.3pp | 38.78%-17.7pp | 578.59%-557.5pp |
| Employer contribution / active EE | $1,229 | $3,206-61.7% | $2,568-52.1% | $4,876-74.8% |
| Participant deferral / active EE | $2,323 | $4,242-45.2% | $3,537-34.3% | $5,439-57.3% |
| Admin fee / account holder | $2,039 | $5,812-64.9% | $4,561-55.3% | $10,886-81.3% |