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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,885 | $96,643-77.4% | $86,617-74.7% | $139,456-84.3% |
| Participation rate | 75.0% | 74.4%+0.6pp | 71.7%+3.3pp | 80.3%-5.3pp |
| Annual return | 169.68% | 106.57%+63.1pp | 591.91%-422.2pp | 373.45%-203.8pp |
| Employer contribution / active EE | $1,565 | $3,264-52.1% | $3,023-48.2% | $4,753-67.1% |
| Participant deferral / active EE | $2,547 | $4,835-47.3% | $4,437-42.6% | $6,711-62.1% |
| Admin fee / account holder | $504 | $6,406-92.1% | $5,613-91.0% | $11,407-95.6% |