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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,668 | $92,684-90.6% | $82,706-89.5% | $134,509-93.6% |
| Participation rate | 76.9% | 75.2%+1.7pp | 72.6%+4.4pp | 81.2%-4.3pp |
| Annual return | -23.52% | 945.84%-969.4pp | 701.76%-725.3pp | 418.13%-441.7pp |
| Employer contribution / active EE | $0 | $3,272-100.0% | $3,007-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,304 | $4,800-72.8% | $4,394-70.3% | $6,400-79.6% |
| Admin fee / account holder | $320 | $5,982-94.7% | $5,329-94.0% | $11,427-97.2% |