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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,314 | $56,134-47.8% | $96,161-69.5% | $85,856-65.9% |
| Participation rate | 25.9% | 56.7%-30.8pp | 68.4%-42.5pp | 69.3%-43.4pp |
| Annual return | 15.27% | 42.30%-27.0pp | 192.01%-176.7pp | 318.58%-303.3pp |
| Employer contribution / active EE | $921 | $1,620-43.1% | $2,798-67.1% | $2,565-64.1% |
| Participant deferral / active EE | $1,379 | $2,858-51.8% | $4,349-68.3% | $3,952-65.1% |
| Admin fee / account holder | $1,057 | $3,769-72.0% | $5,538-80.9% | $6,261-83.1% |