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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,068 | $96,388-65.7% | $80,627-59.0% | $139,466-76.3% |
| Participation rate | 38.1% | 73.6%-35.5pp | 67.0%-28.9pp | 80.3%-42.2pp |
| Annual return | 19.21% | 1352.08%-1332.9pp | 936.76%-917.6pp | 373.66%-354.5pp |
| Employer contribution / active EE | $1,315 | $3,260-59.7% | $2,723-51.7% | $4,754-72.3% |
| Participant deferral / active EE | $1,557 | $5,224-70.2% | $4,443-65.0% | $6,712-76.8% |
| Admin fee / account holder | $1,126 | $6,603-82.9% | $5,381-79.1% | $11,409-90.1% |