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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,161 | $185,312-3.3% | $161,489+10.9% | $154,746+15.8% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 13.35% | 103.84%-90.5pp | 89.72%-76.4pp | 172.34%-159.0pp |
| Employer contribution / active EE | $4,214 | $4,769-11.6% | $4,268-1.3% | $4,379-3.8% |
| Participant deferral / active EE | $7,711 | $6,350+21.4% | $5,630+37.0% | $6,730+14.6% |
| Admin fee / account holder | $1,559 | $18,654-91.6% | $16,006-90.3% | $14,365-89.1% |