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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,093 | $167,522+88.7% | $151,639+108.5% | $134,532+135.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -28.49% | 7.81%-36.3pp | 3.34%-31.8pp | 418.27%-446.8pp |
| Employer contribution / active EE | $40,500 | $6,828+493.1% | $6,165+556.9% | $4,741+754.2% |
| Participant deferral / active EE | $24,833 | $8,986+176.4% | $8,363+196.9% | $6,401+288.0% |
| Admin fee / account holder | $14,275 | $13,780+3.6% | $11,613+22.9% | $11,429+24.9% |