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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,199 | $183,988+1.2% | $162,177+14.8% | $152,897+21.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 10.37% | 150.79%-140.4pp | 115.60%-105.2pp | 345.43%-335.1pp |
| Employer contribution / active EE | $41,750 | $6,370+555.4% | $5,613+643.8% | $4,764+776.5% |
| Participant deferral / active EE | $17,250 | $8,032+114.8% | $7,297+136.4% | $5,851+194.8% |
| Admin fee / account holder | $1,599 | $13,123-87.8% | $10,843-85.3% | $11,599-86.2% |