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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,465 | $110,337+75.3% | $102,383+89.0% | $145,877+32.6% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 12.46% | 24.83%-12.4pp | 24.94%-12.5pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,840 | $4,216-32.6% | $3,870-26.6% | $4,663-39.1% |
| Participant deferral / active EE | $8,095 | $5,621+44.0% | $5,060+60.0% | $6,691+21.0% |
| Admin fee / account holder | $2,066 | $9,750-78.8% | $8,391-75.4% | $13,402-84.6% |