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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,098 | $86,949-22.8% | $102,460-34.5% | $80,959-17.1% |
| Participation rate | 92.0% | 72.4%+19.6pp | 76.5%+15.5pp | 67.7%+24.3pp |
| Annual return | 15.78% | 18.89%-3.1pp | 29.47%-13.7pp | 35.67%-19.9pp |
| Employer contribution / active EE | $1,855 | $2,370-21.7% | $3,025-38.7% | $2,757-32.7% |
| Participant deferral / active EE | $4,002 | $4,121-2.9% | $5,056-20.9% | $4,300-6.9% |
| Admin fee / account holder | $804 | $8,048-90.0% | $9,460-91.5% | $6,925-88.4% |