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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,426 | $95,453-26.2% | $112,040-37.1% | $82,448-14.6% |
| Participation rate | 96.4% | 72.8%+23.7pp | 76.5%+19.9pp | 68.1%+28.4pp |
| Annual return | 16.65% | 23.92%-7.3pp | 24.52%-7.9pp | 41.64%-25.0pp |
| Employer contribution / active EE | $1,964 | $2,318-15.3% | $2,954-33.5% | $2,551-23.0% |
| Participant deferral / active EE | $4,151 | $4,224-1.7% | $5,098-18.6% | $4,139+0.3% |
| Admin fee / account holder | $3,534 | $9,013-60.8% | $12,098-70.8% | $7,234-51.1% |