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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,980 | $55,902+84.2% | $76,030+35.4% | $80,959+27.2% |
| Participation rate | 60.0% | 62.1%-2.1pp | 69.1%-9.1pp | 67.7%-7.7pp |
| Annual return | 10.64% | 20.59%-10.0pp | 361.54%-350.9pp | 35.67%-25.0pp |
| Employer contribution / active EE | $2,351 | $1,867+25.9% | $2,688-12.5% | $2,757-14.7% |
| Participant deferral / active EE | $4,895 | $3,051+60.5% | $4,257+15.0% | $4,300+13.8% |
| Admin fee / account holder | $24,993 | $5,239+377.0% | $6,421+289.3% | $6,925+260.9% |