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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,980 | $55,930+84.1% | $76,089+35.3% | $80,925+27.3% |
| Participation rate | 60.0% | 62.1%-2.1pp | 69.1%-9.1pp | 67.7%-7.7pp |
| Annual return | 10.64% | 20.58%-9.9pp | 360.94%-350.3pp | 35.65%-25.0pp |
| Employer contribution / active EE | $2,351 | $1,866+26.0% | $2,690-12.6% | $2,756-14.7% |
| Participant deferral / active EE | $4,895 | $3,051+60.5% | $4,259+14.9% | $4,299+13.9% |
| Admin fee / account holder | $24,993 | $5,241+376.9% | $6,418+289.4% | $6,940+260.1% |