Filings through .
3 of 18 flags tripped on the 2025 filing.
Corrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
Low fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Few collective trusts
3% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$96K in admin expenses, $179 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
18 funds of $250K or more, counting each target-date vintage; shown as 14 lines, holding $39.9M of the plan's $40.4M. Recordkeeper: Charles Schwab.
Target-date series: American Funds Target Date, mutual fund, 8% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Par, or Maturity Value Cost Value Mutual Funds Fideli Manager not matched · Mutual fund | $9.7M | 24.3% |
| T. Rowe Price Overseas Stock Fund T. Rowe Price · Mutual fund | $5.4M | 13.5% |
| JPMorgan Large Cap Growth Fund Class R6 JPMorgan · Mutual fund | $3.8M | 9.5% |
| Bond Fund OF America Class R-6 Capital Group · Mutual fund | $3.8M | 9.5% |
| American Funds Target Date Capital Group · Mutual fund Target-date, 10 vintages | $3.1M | 7.8% |
| Vanguard Equity Income Fund Admiral Shares Vanguard · Mutual fund | $3.0M | 7.5% |
| Fidelity Mid Cap Index Fund Fidelity (FMR) · Mutual fund Index | $2.6M | 6.5% |
| Fidelity Small Cap Index Fund Fidelity (FMR) · Mutual fund Index | $2.4M | 6.1% |
| Emerging Markets Core Equity 2 Portfolio Institutional Class Dimensional · Mutual fund | $1.9M | 4.8% |
| Fund Reliance Trust New York Life · Collective trust | $1.2M | 2.9% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
4 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund, dropped 1 fund, likely replaced 1 fund. Changed share class on 1 fund.
| Fund | Year-end value |
|---|---|
| AddedPar, or Maturity Value Cost Value Mutual Funds Fideli | $9.7M |
| DroppedFidelity 500 Index Fund | $6.9M |
| Share class changeAmerican Funds Target Date 2025 Fund to American Funds 2050 Target Date Retirement Fund Class R-6 | $1.9M to $3.1M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 2 renames.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
4 more lines and 1 more change in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 2 by compensation.
| Provider | Compensation |
|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 Recordkeeping | $71,189 |
DA DAVIDSON & CO4 years Filed as: D.A. DAVIDSON & CO Service code 28 · EIN 81-0139474 Investment Management | $25,000 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025