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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,737 | $78,670+108.1% | $109,173+50.0% | $85,847+90.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 8.71% | 25.09%-16.4pp | 25.75%-17.0pp | 318.61%-309.9pp |
| Employer contribution / active EE | $4,034 | $2,734+47.5% | $3,723+8.3% | $2,565+57.2% |
| Participant deferral / active EE | $4,820 | $3,467+39.0% | $4,654+3.6% | $3,952+22.0% |
| Admin fee / account holder | $20,711 | $5,469+278.7% | $6,755+206.6% | $6,261+230.8% |