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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,887 | $73,978+97.2% | $96,515+51.2% | $75,173+94.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 11.43% | 26.72%-15.3pp | 35.73%-24.3pp | 160.72%-149.3pp |
| Employer contribution / active EE | $3,623 | $2,931+23.6% | $3,740-3.1% | $2,671+35.6% |
| Participant deferral / active EE | $4,744 | $3,660+29.6% | $4,880-2.8% | $4,126+15.0% |
| Admin fee / account holder | $1,751 | $5,219-66.5% | $6,735-74.0% | $5,651-69.0% |