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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,114 | $150,447+7.8% | $136,298+18.9% | $147,586+9.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.72% | 1049.15%-1027.4pp | 5156.27%-5134.5pp | 578.59%-556.9pp |
| Employer contribution / active EE | $11,214 | $5,256+113.3% | $4,696+138.8% | $4,876+130.0% |
| Participant deferral / active EE | $7,492 | $6,631+13.0% | $6,247+19.9% | $5,439+37.7% |
| Admin fee / account holder | $825 | $10,906-92.4% | $9,244-91.1% | $10,886-92.4% |