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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,403 | $157,304+35.7% | $141,197+51.1% | $152,909+39.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 29.33% | 64.34%-35.0pp | 71.41%-42.1pp | 345.46%-316.1pp |
| Employer contribution / active EE | $10,994 | $5,263+108.9% | $4,736+132.1% | $4,764+130.8% |
| Participant deferral / active EE | $12,378 | $7,111+74.1% | $6,710+84.5% | $5,851+111.5% |
| Admin fee / account holder | $1,101 | $12,126-90.9% | $10,265-89.3% | $11,601-90.5% |