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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,297 | $161,352-61.4% | $134,172-53.6% | $137,256-54.6% |
| Participation rate | 35.7% | 78.3%-42.6pp | 72.5%-36.8pp | 80.0%-44.2pp |
| Annual return | 14.64% | 28.72%-14.1pp | 25.30%-10.7pp | 220.34%-205.7pp |
| Employer contribution / active EE | $926 | $4,099-77.4% | $3,420-72.9% | $4,156-77.7% |
| Participant deferral / active EE | $1,975 | $5,552-64.4% | $4,690-57.9% | $6,407-69.2% |
| Admin fee / account holder | $405 | $15,028-97.3% | $12,016-96.6% | $12,270-96.7% |