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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,486 | $183,592+44.6% | $155,574+70.6% | $145,877+82.0% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 17.05% | 61.37%-44.3pp | 64.87%-47.8pp | 551.28%-534.2pp |
| Employer contribution / active EE | $825 | $5,317-84.5% | $4,676-82.4% | $4,663-82.3% |
| Participant deferral / active EE | $6,278 | $6,466-2.9% | $5,629+11.5% | $6,691-6.2% |
| Admin fee / account holder | $1,288 | $19,316-93.3% | $15,914-91.9% | $13,402-90.4% |