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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,149 | $175,231+24.5% | $149,696+45.7% | $139,466+56.4% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 20.36% | 166.77%-146.4pp | 134.46%-114.1pp | 373.66%-353.3pp |
| Employer contribution / active EE | $827 | $5,478-84.9% | $4,821-82.8% | $4,754-82.6% |
| Participant deferral / active EE | $6,280 | $6,521-3.7% | $5,682+10.5% | $6,712-6.4% |
| Admin fee / account holder | $1,574 | $16,155-90.3% | $13,212-88.1% | $11,409-86.2% |