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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,252 | $167,362+3.5% | $143,799+20.5% | $134,532+28.8% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -23.68% | 0.47%-24.2pp | -0.04%-23.6pp | 418.27%-441.9pp |
| Employer contribution / active EE | $1,019 | $5,620-81.9% | $4,952-79.4% | $4,741-78.5% |
| Participant deferral / active EE | $7,119 | $6,447+10.4% | $5,638+26.3% | $6,401+11.2% |
| Admin fee / account holder | $916 | $18,094-94.9% | $14,677-93.8% | $11,429-92.0% |