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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,338 | $105,867+14.6% | $90,760+33.7% | $134,532-9.8% |
| Participation rate | 60.0% | 78.3%-18.3pp | 75.7%-15.7pp | 81.2%-21.2pp |
| Annual return | -18.48% | -10.99%-7.5pp | -12.16%-6.3pp | 418.27%-436.7pp |
| Employer contribution / active EE | $1,978 | $3,464-42.9% | $2,922-32.3% | $4,741-58.3% |
| Participant deferral / active EE | $3,689 | $5,217-29.3% | $4,565-19.2% | $6,401-42.4% |
| Admin fee / account holder | $0 | $13,936-100.0% | $8,444-100.0% | $11,429-100.0% |