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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,095 | $116,203-4.4% | $93,621+18.7% | $152,897-27.3% |
| Participation rate | 62.5% | 78.1%-15.6pp | 75.8%-13.3pp | 82.5%-20.0pp |
| Annual return | 82.68% | 35.96%+46.7pp | 32.76%+49.9pp | 345.43%-262.8pp |
| Employer contribution / active EE | $1,960 | $3,219-39.1% | $2,719-27.9% | $4,764-58.9% |
| Participant deferral / active EE | $4,027 | $4,605-12.5% | $4,070-1.0% | $5,851-31.2% |
| Admin fee / account holder | $30 | $10,751-99.7% | $7,890-99.6% | $11,599-99.7% |