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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,101 | $118,708-19.9% | $98,920-3.9% | $158,966-40.2% |
| Participation rate | 85.7% | 77.8%+7.9pp | 76.0%+9.7pp | 82.0%+3.8pp |
| Annual return | 17.68% | 372.49%-354.8pp | 196.47%-178.8pp | 302.95%-285.3pp |
| Employer contribution / active EE | $2,298 | $3,334-31.1% | $2,689-14.6% | $4,762-51.8% |
| Participant deferral / active EE | $4,591 | $5,089-9.8% | $4,245+8.1% | $5,983-23.3% |
| Admin fee / account holder | $5,196 | $10,134-48.7% | $6,643-21.8% | $11,250-53.8% |