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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,475 | $29,319-88.1% | $52,425-93.4% | $82,448-95.8% |
| Participation rate | 50.0% | 46.9%+3.1pp | 55.6%-5.6pp | 68.1%-18.1pp |
| Annual return | 183.35% | 535.20%-351.9pp | 302.12%-118.8pp | 41.64%+141.7pp |
| Employer contribution / active EE | $131 | $586-77.7% | $914-85.7% | $2,551-94.9% |
| Participant deferral / active EE | $347 | $1,171-70.4% | $1,790-80.6% | $4,139-91.6% |
| Admin fee / account holder | $100 | $1,962-94.9% | $2,495-96.0% | $7,234-98.6% |