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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,207 | $72,071+47.4% | $68,368+55.3% | $137,256-22.6% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.8%-13.8pp | 80.0%-20.0pp |
| Annual return | 17.14% | 353.14%-336.0pp | 292.57%-275.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,310 | $2,788-17.2% | $2,649-12.8% | $4,156-44.4% |
| Participant deferral / active EE | $2,717 | $4,410-38.4% | $4,123-34.1% | $6,407-57.6% |
| Admin fee / account holder | $351 | $5,336-93.4% | $5,150-93.2% | $12,270-97.1% |