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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,496 | $212,386-73.9% | $199,883-72.2% | $138,895-60.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 24.59% | 47.75%-23.2pp | 43.81%-19.2pp | 145.39%-120.8pp |
| Employer contribution / active EE | $2,840 | $6,625-57.1% | $6,261-54.6% | $4,194-32.3% |
| Participant deferral / active EE | $14,885 | $9,617+54.8% | $9,138+62.9% | $6,396+132.7% |
| Admin fee / account holder | $3,841 | $18,233-78.9% | $17,268-77.8% | $12,562-69.4% |