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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,901 | $185,856-90.4% | $170,028-89.5% | $139,456-87.2% |
| Participation rate | 75.0% | 87.8%-12.8pp | 87.0%-12.0pp | 80.3%-5.3pp |
| Annual return | 0.00% | 60.52%-60.5pp | 53.39%-53.4pp | 373.45%-373.4pp |
| Employer contribution / active EE | $1,576 | $7,593-79.2% | $6,788-76.8% | $4,753-66.8% |
| Participant deferral / active EE | $6,393 | $11,623-45.0% | $10,409-38.6% | $6,711-4.7% |
| Admin fee / account holder | $1,314 | $15,387-91.5% | $12,820-89.8% | $11,407-88.5% |