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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,051 | $156,398-78.2% | $147,318-76.9% | $138,895-75.5% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 26.03% | 78.75%-52.7pp | 70.43%-44.4pp | 145.39%-119.4pp |
| Employer contribution / active EE | $2,457 | $4,853-49.4% | $4,593-46.5% | $4,194-41.4% |
| Participant deferral / active EE | $7,070 | $8,237-14.2% | $7,906-10.6% | $6,396+10.5% |
| Admin fee / account holder | $1,417 | $14,976-90.5% | $13,708-89.7% | $12,562-88.7% |