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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,856 | $159,978-85.7% | $147,041-84.5% | $145,978-84.3% |
| Participation rate | 92.9% | 84.0%+8.9pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 303.31% | 98.36%+204.9pp | 419.21%-115.9pp | 550.52%-247.2pp |
| Employer contribution / active EE | $2,112 | $5,288-60.1% | $4,935-57.2% | $4,662-54.7% |
| Participant deferral / active EE | $6,453 | $8,429-23.4% | $8,071-20.0% | $6,690-3.5% |
| Admin fee / account holder | $621 | $15,053-95.9% | $13,006-95.2% | $13,400-95.4% |