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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,520 | $106,864-40.6% | $147,318-56.9% | $82,637-23.1% |
| Participation rate | 91.4% | 75.5%+15.9pp | 82.1%+9.3pp | 68.1%+23.3pp |
| Annual return | 25.89% | 27.49%-1.6pp | 70.43%-44.5pp | 53.51%-27.6pp |
| Employer contribution / active EE | $7,435 | $3,417+117.6% | $4,593+61.9% | $2,552+191.3% |
| Participant deferral / active EE | $17,379 | $6,496+167.5% | $7,906+119.8% | $4,126+321.2% |
| Admin fee / account holder | $3,054 | $8,415-63.7% | $13,708-77.7% | $7,339-58.4% |