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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,325 | $102,393-53.8% | $147,041-67.8% | $80,911-41.5% |
| Participation rate | 88.4% | 75.9%+12.5pp | 82.2%+6.2pp | 67.6%+20.7pp |
| Annual return | 31.63% | 134.95%-103.3pp | 419.21%-387.6pp | 35.63%-4.0pp |
| Employer contribution / active EE | $9,054 | $3,715+143.7% | $4,935+83.5% | $2,756+228.5% |
| Participant deferral / active EE | $18,829 | $6,647+183.3% | $8,071+133.3% | $4,297+338.2% |
| Admin fee / account holder | $4,568 | $7,943-42.5% | $13,006-64.9% | $6,935-34.1% |