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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,866 | $124,425-68.0% | $112,040-64.4% | $137,256-71.0% |
| Participation rate | 0.0% | 79.3%-79.3pp | 76.5%-76.5pp | 80.0%-80.0pp |
| Annual return | 10.36% | 24.72%-14.4pp | 24.52%-14.2pp | 220.34%-210.0pp |
| Employer contribution / active EE | $8,128 | $3,411+138.3% | $2,954+175.2% | $4,156+95.6% |
| Participant deferral / active EE | $36,098 | $5,718+531.3% | $5,098+608.1% | $6,407+463.4% |
| Admin fee / account holder | $109,361 | $15,207+619.2% | $12,098+804.0% | $12,270+791.3% |