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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,087 | $97,125-85.5% | $86,233-83.7% | $137,256-89.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 26.23% | 74.19%-48.0pp | 61.39%-35.2pp | 220.34%-194.1pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $2,504-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,814 | $5,180-26.4% | $4,559-16.3% | $6,407-40.5% |
| Admin fee / account holder | $2,498 | $9,725-74.3% | $8,342-70.1% | $12,270-79.6% |