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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,457 | $175,257-10.2% | $149,717+5.2% | $139,456+12.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.92% | 166.70%-157.8pp | 134.41%-125.5pp | 373.45%-364.5pp |
| Employer contribution / active EE | $3,373 | $5,477-38.4% | $4,820-30.0% | $4,753-29.0% |
| Participant deferral / active EE | $8,420 | $6,521+29.1% | $5,682+48.2% | $6,711+25.5% |
| Admin fee / account holder | $233,091 | $16,156+1342.8% | $13,213+1664.1% | $11,407+1943.4% |