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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,802 | $167,362+89.3% | $143,799+120.3% | $134,532+135.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.92% | 0.47%-21.4pp | -0.04%-20.9pp | 418.27%-439.2pp |
| Employer contribution / active EE | $3,150 | $5,620-44.0% | $4,952-36.4% | $4,741-33.6% |
| Participant deferral / active EE | $8,377 | $6,447+29.9% | $5,638+48.6% | $6,401+30.9% |
| Admin fee / account holder | $3,784 | $18,094-79.1% | $14,677-74.2% | $11,429-66.9% |