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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,848 | $102,393-61.1% | $147,041-72.9% | $80,911-50.8% |
| Participation rate | 75.9% | 75.9%0pp | 82.2%-6.3pp | 67.6%+8.2pp |
| Annual return | 16.08% | 134.95%-118.9pp | 419.21%-403.1pp | 35.63%-19.6pp |
| Employer contribution / active EE | $2,704 | $3,715-27.2% | $4,935-45.2% | $2,756-1.9% |
| Participant deferral / active EE | $4,725 | $6,647-28.9% | $8,071-41.5% | $4,297+10.0% |
| Admin fee / account holder | $6,510 | $7,943-18.1% | $13,006-50.0% | $6,935-6.1% |