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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,209 | $45,123-72.9% | $85,240-85.7% | $74,478-83.6% |
| Participation rate | 23.4% | 49.4%-25.9pp | 67.5%-44.1pp | 67.2%-43.8pp |
| Annual return | 15.92% | 26.32%-10.4pp | 66.75%-50.8pp | 1370.56%-1354.6pp |
| Employer contribution / active EE | $0 | $1,459-100.0% | $2,735-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $2,007 | $2,736-26.7% | $4,527-55.7% | $4,350-53.9% |
| Admin fee / account holder | $122 | $2,215-94.5% | $6,165-98.0% | $1,946-93.7% |