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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,679 | $72,071+11.9% | $68,368+18.0% | $137,256-41.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 24.61% | 353.14%-328.5pp | 292.57%-268.0pp | 220.34%-195.7pp |
| Employer contribution / active EE | $29,484 | $2,788+957.5% | $2,649+1013.0% | $4,156+609.4% |
| Participant deferral / active EE | $7,809 | $4,410+77.1% | $4,123+89.4% | $6,407+21.9% |
| Admin fee / account holder | $1,206 | $5,336-77.4% | $5,150-76.6% | $12,270-90.2% |