Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,909 | $58,868-96.8% | $191,597-99.0% | $64,097-97.0% |
| Participation rate | 25.0% | 50.0%-25.0pp | 76.9%-51.9pp | 55.2%-30.2pp |
| Annual return | 9.56% | 31.54%-22.0pp | 27.07%-17.5pp | 34.64%-25.1pp |
| Employer contribution / active EE | $0 | $2,243-100.0% | $5,025-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $0 | $3,724-100.0% | $6,850-100.0% | $3,080-100.0% |
| Admin fee / account holder | $542 | $4,871-88.9% | $22,799-97.6% | $3,454-84.3% |