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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,083 | $107,809-74.0% | $97,032-71.1% | $155,188-81.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 3.30% | 38.06%-34.8pp | 35.38%-32.1pp | 148.84%-145.5pp |
| Employer contribution / active EE | $3,938 | $2,911+35.3% | $2,629+49.8% | $4,248-7.3% |
| Participant deferral / active EE | $9,000 | $5,129+75.5% | $4,672+92.6% | $6,531+37.8% |
| Admin fee / account holder | $2,931 | $10,717-72.7% | $9,418-68.9% | $14,480-79.8% |