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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,083 | $108,882-74.2% | $96,754-71.0% | $154,746-81.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 3.30% | 98.39%-95.1pp | 82.04%-78.7pp | 172.34%-169.0pp |
| Employer contribution / active EE | $3,938 | $3,018+30.5% | $2,679+47.0% | $4,379-10.1% |
| Participant deferral / active EE | $9,000 | $5,323+69.1% | $4,758+89.2% | $6,730+33.7% |
| Admin fee / account holder | $2,931 | $10,200-71.3% | $8,905-67.1% | $14,365-79.6% |