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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,147 | $154,228-62.3% | $145,433-60.0% | $137,256-57.6% |
| Participation rate | 76.9% | 83.8%-6.9pp | 82.1%-5.2pp | 80.0%-3.0pp |
| Annual return | 17.38% | 74.59%-57.2pp | 66.58%-49.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $18,999 | $4,804+295.5% | $4,554+317.2% | $4,156+357.1% |
| Participant deferral / active EE | $4,357 | $8,216-47.0% | $7,897-44.8% | $6,407-32.0% |
| Admin fee / account holder | $1,568 | $14,344-89.1% | $13,129-88.1% | $12,270-87.2% |