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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,147 | $162,136-64.1% | $152,301-61.8% | $154,746-62.4% |
| Participation rate | 76.9% | 84.1%-7.2pp | 82.4%-5.5pp | 80.7%-3.8pp |
| Annual return | 17.38% | 91.02%-73.6pp | 80.50%-63.1pp | 172.34%-155.0pp |
| Employer contribution / active EE | $18,999 | $4,890+288.5% | $4,624+310.8% | $4,379+333.9% |
| Participant deferral / active EE | $4,357 | $8,341-47.8% | $8,004-45.6% | $6,730-35.3% |
| Admin fee / account holder | $1,568 | $15,759-90.1% | $14,398-89.1% | $14,365-89.1% |