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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,240 | $156,398+3.1% | $147,318+9.4% | $138,895+16.1% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 17.78% | 78.75%-61.0pp | 70.43%-52.7pp | 145.39%-127.6pp |
| Employer contribution / active EE | $1,843 | $4,853-62.0% | $4,593-59.9% | $4,194-56.1% |
| Participant deferral / active EE | $8,083 | $8,237-1.9% | $7,906+2.2% | $6,396+26.4% |
| Admin fee / account holder | $3,569 | $14,976-76.2% | $13,708-74.0% | $12,562-71.6% |