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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,941 | $57,590+61.4% | $86,233+7.8% | $82,448+12.7% |
| Participation rate | 81.0% | 57.9%+23.1pp | 69.0%+11.9pp | 68.1%+12.9pp |
| Annual return | 15.49% | 22.41%-6.9pp | 61.39%-45.9pp | 41.64%-26.2pp |
| Employer contribution / active EE | $4,576 | $1,655+176.5% | $2,504+82.7% | $2,551+79.4% |
| Participant deferral / active EE | $4,026 | $3,080+30.7% | $4,559-11.7% | $4,139-2.7% |
| Admin fee / account holder | $4,118 | $4,730-12.9% | $8,342-50.6% | $7,234-43.1% |